No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and offers many other important benefits.
Having a Mediclaim policy that protects you and your family is crucial as medical care is becoming expensive, especially in the private sector. Hospitalisation and modern treatments can burn a hole in your pocket and drain your savings. It may become even tough if the breadwinner of the family is hospitalised. You can avoid this financial hassle by buying a medical insurance for yourself and your loved ones by paying just a small premium, which would reduce your stress in case of medical emergencies.
A good mediclaim policy would usually cover expenses incurred towards all treatment related expenses like doctor’s consultation fees, expenses for medical tests, ambulance charges, surgery, hospitalisation expenses, and even pre and post-hospitalisation expenses to a certain extent.
The importance of mediclaim insurance is undisputed. It includes several aspects of medical treatment and other considerations which can otherwise eat up your savings.
Here are a few reasons why you should have one: